BUDGETING TOOLS

A written spending plan for your money that includes giving, saving, and spending is critical to achieving financial freedom. There is nothing more powerful than planning your spending BEFORE any of the money ever shows up and BEFORE the month begins. 

To get started using these budget tools, first read the "5 Easy Steps to Budgeting" Series. 

These tools require the use of Microsoft Excel. If you do not have Excel, use a free alternative like Open Office which is an excellent alternative to purchasing excel. You can also download these tools and open them in Google Drive using Google Sheets. 

The best tool to use if you are paid monthly or if you have enough money in the bank to pay ALL of the bills at the start of the month.

The best tool to use if you are paid monthly or if you have enough money in the bank to pay ALL of the bills at the start of the month.

The best tool to use to plan every single paycheck received during the month (bi-weekly or bi-monthly) 

The best tool to use to plan every single paycheck received during the month (bi-weekly or bi-monthly) 

A great tool to use for planning how "found money" will be spent including tax refunds, bonuses, inheritance or money obtained from selling items. 

A great tool to use for planning how "found money" will be spent including tax refunds, bonuses, inheritance or money obtained from selling items. 

A great tool to use for planning your Christmas spending!

A great tool to use for planning your Christmas spending!

Does not require Microsoft Excel however, data entered will NOT save so please print budget before closing tab.

Does not require Microsoft Excel however, data entered will NOT save so please print budget before closing tab.

Does not require Microsoft Excel however, data entered will NOT save so please print budget before closing tab.

Does not require Microsoft Excel however, data entered will NOT save so please print budget before closing tab.