Founder, Author, Speaker

Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances. 

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.

Joe resides in Anderson, South Carolina with his bride, Jenn, and their three children.


Office Manager // Finances

Matt has served with Joe for several years as a key member of the I Was Broke. Now I'm Not. team. Matt handles all of the IWBNIN financial responsibilities and manages the office.  

A graduate of Clemson University with a degree in Finance, Matt is passionate about seeing people fulfill God's vision for their church through a generous culture, and he believes that when people are freed up from their financial baggage, they are able to make a huge Kingdom impact through their generosity. 

Matt is married to his wife Tori, and they have two sons, Jonah and Rhett.

Events & Marketing // Branding

Megan is originally from Raleigh, North Carolina where she graduated from North Carolina State University with a degree in Communication and a minor in Nonprofit Studies. She joined the IWBNIN team in 2014. Megan handles all aspects of IWBNIN's Social Media, Branding & Marketing. She also works with each church to plan the Financial Learning Experience weekends. 

Megan has a heart to see individuals and churches financially free!

Megan is to married Jordan and has the cutest puppy named Barkley. They love traveling to new places and experiencing great food!   

Church Relationships & Sales

David joined the I Was Broke. Now I'm Not. team in 2013. David works with pastors and church leaders to schedule on-site speaking events with the IWBNIN team. He also works with church leaders to implement personal finance curriculum. David is a graduate of Anderson University.

Prior to joining the IWBNIN team, David had the opportunity to serve on staff at NewSpring Church in Anderson, SC for seven years.

David and his wife, Amanda, have been married since 2001, and are proud parents to Caleb and Miss Grace.




Caroline has been with the IWBNIN Team since 2011. She graduated from Anderson University and has also received her Masters in Business Administration (MBA) from AU in 2012. Caroline assists with several critical areas including travel arrangements and accounting. 

She and her husband, Sean, were married in 2013 and live in Anderson, SC with their dog, Emmie. 

Executive Assistant

Ashley is the most recent addition to the IWBNIN team. Ashley works alongside Joe and the team to, make travel arrangements, communicate with churches, and manage projects. She is passionate to see people freed up to pursue the dreams God has given them!

Ashley is originally from Florida and is a proud Gator from the University of Florida. She and her husband Zach were married in 2010 and are proud parents to their daughter Everly, their yellow lab, Dabo, and their friendly farm cats, Sox and Oliver.