0% Balance Transfer Credit Cards

Welcome to the Monday Money Tip Podcast! In today’s episode, we’re answering your questions about 0% Balance Transfer Credit Cards. Are they too good to be true? How do they actually work? Should you get one? In our Current Money Events segment, we’re updating you on all the major indexes. We’re also sharing a success story from Laura, who was able to make significant progress by moving her debt to a 0% Balance Transfer Credit Card.

How Much Money Do I Need to Retire?

How Much Money Do I Need to Retire?

Welcome to the Monday Money Tip Podcast! In today’s episode, we’re going to discuss how much money you need to retire well. We’ll also look at exactly how you can calculate your retirement nest egg required. In our Current Money Events segment, we’re leaking information about Joe’s NEW book. We’re also sharing a success story from Rachel, who was able to pay her mortgage in full and become completely debt-free.

The I Was Broke. Now I'm Not. Ladder - Explained

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Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! In previous episodes, we’ve talked a lot about various rungs of the I Was Broke. Now I’m Not. Ladder. In this week’s episode, we’re going to walk through each rung and help you identify the next financial step you need to take. In our Current Money Events segment, we’re talking about what to do when you have a fear of investing. We’re also sharing a success story from Raquel, who is completely debt-free, including her home.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating.

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We explain each rung of the I Was Broke. Now I’m Not. Ladder and help you identify the next financial step you need to take.

  • In our Current Money Events segment, we discuss what to do when you have a fear of investing.  

  • Hear a success story from Raquel, who is completely debt-free, including her home.  

Resources: 
IWBNIN Ladder
Simple Dollar - 20 Places to Hide Money
Next Steps - Investing
I Was Broke. Now I’m Not. Book

Quote of the Day: “The ladder of success is best climbed by stepping on the rungs of opportunity.” - Ayn Rand

MONDAY MONEY TIP PODCAST: Top Money Questions - August 2019

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Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! Today, we’re answering your top money questions from August including questions about investing, wills and saving money. In our Current Money Events segment, we’re diving into the inflated cost of real estate and how that has affected the actual purchase price of a home. In addition, we’re sharing a success story from Nicki who has been able to save, invest, and pay off her debt. 

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today we’re answering your top money questions from August. We’ll answer questions about investing, wills, and saving money. 

  • In our Current Money Events segment, we’re diving into the inflated cost of real estate. 

  • Hear a success story from Nicki who has been able to save, invest, and pay off her debt. 

Resources:
IWBNIN - Tools
Next Steps - Banking
IWBNIN Ladder
Next Steps - Wills & Estate Planning
ForeTalk: The 7 Critical Conversations for Living in the Season of Now
I Was Broke. Now I’m Not. 

Quote of the Day: “He who asks a question is a fool for five minutes; he who does not ask a question remains a fool forever.” - Chinese Proverb




MONDAY MONEY TIP PODCAST: Budgeting Tips

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Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! Today, we’re giving you all our budgeting tips, tricks, and hacks so you can become great at budgeting. We’ll also talk about a helpful resource that can truly take your finances to the next level. In our Current Money Events segment, we’re breaking down the cost of raising a child and spoiler alert…it’s expensive. We’re also sharing a success story from Alexander, who has an incredible testimony of his financial journey that you have to hear to believe.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We answer the question: “I keep trying to prepare a budget, but for some reason, I just can’t get it right, so I just give up. Do you have some tips that can help me become good at budgeting?”

  • In our Current Money Events segment, we’re breaking down the cost of raising a child.

  • Hear a success story from Alexander, who has an incredible testimony of his financial journey that you have to hear to believe.

Resources: 
Next Steps – Insurance
USDA – Cost of Raising a Child
Cost of Raising a Child – Calculator 
IWBNIN Ladder
Mint.com
Budgeting Tools 
I Was Broke. Now I’m Not. Book
40 Day Budget Challenge 

Quote of the Day: “Planned money accomplishes far more than unplanned money” – Joe Sangl

MONDAY MONEY TIP PODCAST: Fall & Money

Welcome to the Monday Money Tip Podcast! We’re entering the Fall season, and our finances usually feel the strain of summer vacations plus the costs of starting school again, buying clothes for the kids, etc. Today, we’re giving you some tips to help you win with money through this upcoming season. In our Current Money Events segment, Joe gives an update on rates [mortgage rates, basic savings rates, CD rates, and credit card rates]. We’re also sharing a success story from Lisa, who experienced a significant change to her family income but did not panic.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.


NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube


About the Episode: 

  • We answer the question: “Can you help me with some tips to help me win with money through the upcoming fall season?”

  • In our Current Money Events segment, Joe gives an update on rates [mortgage rates, basic savings rates, CD rates, and credit card rates].

  • Hear a success story from Lisa, who experienced a significant change to their family income, but did not panic because they had savings.

Resources:
Next Steps - Banking
IWBNIN Ladder
MMT Podcast - Episode 57
Known Upcoming Expense Calculator
IWBNIN Tools

Quote of the Day: “Make your habits good ones because your habits make you.” - Joe Sangl

Some lessons I’ve learned over the past 10 years

A Note from Joe -

As I wrote to you a few days ago, we’re celebrating the 10-year milestone with I Was Broke. Now I’m Not. I’ve spent some time reflecting on some key lessons I’ve learned along the way, and I thought I would share them with you.

Lessons Learned:

  1. Ten years is a long time: Ten years ago, Jenn and I had one child and were told we couldn’t have any more. Now we have three kiddos. Back when we went full-time, we had a daughter in third grade. Now, she’s a junior in college and we have another in fourth grade and our youngest is in Kindergarten. We had one book in print back then. Now, I have been blessed to write and publish three more. I wonder what the next ten years will bring?

  2. Great team members make the work so much easier: Without Matt, Megan, David, Caroline, Craig, Chad, Brian, and Ken along with all of the people who’ve helped along the way – like Paul, Mark, Greg, Rachel, Keri, Casey, Ashley, and Jessica, we wouldn’t be able to help so many people. I’m grateful for everything each and every team member has brought to the table – those who journeyed with me all along the way as well as those who served for a season.

  3. Innovation is not an option: Some things that worked ten years ago do not work anymore. Back then, social media was in its infancy. Now it is a central part of the way we communicate with people, share successes, and tackle challenges. Back then, receiving an email was still a special thing. Now, we have special email addresses for all the junk and spam email. Video lessons used to be available only via DVD. Now, they have to be on-demand and on-line, or they’re almost irrelevant! Our tools were in Excel format only. Now they are on our app and on Google Drive.

  4. Passion alone isn’t enough: When you begin with a dream, passion is excellent fuel to initiative movement toward the goal. However, passion alone isn’t enough to help you continue to move forward. It will take relationships, a great team, lots of money, and a ton of exhausting work. For me, it has involved hundreds of flights, hotel stays, and car rentals. Any of you who are road warriors know just how draining this can be! I’ve written dozens of newspaper articles, hundreds of blog posts, penned several ebooks, and managed to author four books. I have found it very important to continue to meet one-on-one with people and help them with their specific financial issues because it always reminds me of the “why” behind everything we do.

  5. This work becomes more and more rewarding: One of the great blessings of being able to last ten years full-time is being able to see the long term impact of our work. It takes some time for some financial principles to pay off. A person can choose to pursue debt freedom, but it can take many months or even years to achieve Rung #4 of the ladder. For a person who begins to aggressively pay off their house, it can take seven to ten years. Compound interest doesn’t seem very powerful in the first decade of investing, but then all of that seed money will begin to escalate very quickly. We’re seeing that just beginning to happen in so many people’s lives right now. There’s nothing greater than seeing a person climb the IWBNIN Ladder and begin living their fully funded life!

As part of this celebration, I’ve asked my team to put each of my books on sale for $10 each for just a few days – with free shipping throughout the U.S. If you’ve purchased one of them already, consider getting an additional one to give to a family member, friend, or co-worker who you believe could benefit from it. Simply click on the book that is of interest to you, and it will take you to a 10-year celebration special offer page.

A Special Note to Say Thank You

A Note from Joe:

It was the summer of 2009. The Great Recession was underway, and it was clear that America was hurting financially. That’s when I decided to leave the safety and security of a full-time job with benefits (when lots of people had already lost theirs!) and travel across the nation speaking and teaching about money to try and help people.

Do you remember just how tough it was back then?! Millions had lost income, were struggling with high debt levels, and many people had watched helplessly as their home lost more than half of its value.

That was TEN YEARS ago, and what an amazing journey it has been! You’re receiving this note today because you’ve been a part of it. Perhaps you downloaded one of our free tools, attended one of our live events, or you’ve received one-on-one financial coaching training from our team. Whether we’ve had a small or large impact on your money journey, I want you to hear just how thankful I am that you’ve allowed me and my team to be a part of it.

Knowing most small businesses fail in the first 18 months (80% of them do!) and even fewer last five years (only 10% of them make it), we’re going to take a few days to celebrate!

As part of the celebration, I’ve asked my team to put each of my books on sale for $10 each for just a few days – with free shipping throughout the U.S. If you’ve purchased one of them already, consider getting an additional one to give to a family member, friend, or co-worker who you believe could benefit from it. Simply click on the book that is of interest to you, and it will take you to a 10-year celebration special offer page

Here’s to increased financial success, expanded generosity, and more dreams being accomplished in your life!


- Joe
Founder, I Was Broke. Now I’m Not.

MONDAY MONEY TIP PODCAST: Saving For College

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re talking about how to save for college. We’ll discuss the amount needed, where to save, and when to use the money. In our Current Money Events segment, Joe is talking about Student Loans and the cost of college (yikes!). We’re also sharing a success story from Rallyn who has been able to pay off three major bills and is fired up! 

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We answer the question: “Can you talk about how to save for college? Please share about the amount we need to save, where to save it, and when to use it.”

  • In our Current Money Events segment, we’re addressing Student Loans and the cost of college.

  • Hear a success story from Rallyn who has been able to pay off three major bills and is fired up!

Resources: 
Debt Freedom Date Calculator
Stats Provider – College Tuition
NEW College Calculator
529 Plans

Quote of the Day: “Don’t go to college for the degree you want. Go to obtain the job you want.”

MONEY MONEY TIP PODCAST: Top Money Questions - July 2019

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Another episode of the Monday Money Tip Podcast is LIVE! Today is already the last Monday of July, so today we’re answering all of your top money questions from this month! Questions today include: getting your spouse on board, where to start when it comes to budgeting, paying off debt, 0% balance transfer credit cards, and retirement investments. In our Current Money Events segment, we’re talking about how to calculate your net worth and why it’s important. In addition, we will share a success story from Daniel, who has been able to fund his dreams by implementing our money principles. 

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today we’re answering your top money questions from July. Questions today include: getting your spouse on board, where to start when it comes to budgeting, paying off debt, 0% balance transfer credit cards, and retirement investments.

  • In our Current Money Events segment, we’re talking about how to calculate your net worth and why it’s important.

  • Hear a success story from Daniel, who has been able to fund his dreams by implementing our money principles. 

Resources: 
IWBNIN Tools
Net Worth Calculator 
YouTube - Unexpected Expenses
YouTube Channel
MMT Podcast Episode 55
Pay-Off Spectaculars 
Successfully Managing Money with a Non-Participating Spouse Ebook
How do I Budget Ebook
Budget Templates
IWBNIN Ladder
Debt Snowball Video
0% Balance Transfer Credit Card


Quote of the Day: “He who asks a question is a fool for five minutes; he who does not ask a question remains a fool forever.” - Chinese Proverb

MONDAY MONEY TIP PODCAST: Money of Biblical Proportions

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re discussing our favorite passages in Scripture that focus on wise money management. Hear what the Bible has to say about money and how it applies in today’s world. In our Current Money Events segment, I’m addressing the lie that you can’t budget. We’re also sharing a success story from Pastor Jeff about my book Oxen: The Key to an Abundant Harvest

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We answer the question: “I heard you speak somewhere recently and you rattled off bible verses like an auctioneer. Could you point me to some of your favorite passages in Scripture that focus on wise money management?”

  • In our Current Money Events segment, I'm addressing the lie that you can’t budget.

  • Hear a success story from Pastor Jeff about Joe’s book Oxen: The Key to an Abundant Harvest.

Resources:
0% Balance Transfer Credit Card
Oxen: The Key to an Abundant Harvest
Proverbs 21:5
Proverbs 15:22
Proverbs 4:7
Malachi 3:10
Ecclesiastes 11:2
Proverbs 13:22
Proverbs 13:4
1 Timothy 6:17-19

Quote of the Day: “The greatest money book ever written is the Bible.”

MONDAY MONEY TIP PODCAST: The Right Retirement Account

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re discussing what type of retirement account you should have – 401k or Roth 401k. We’re also diving into how to choose the right investment options within your retirement account. In our Current Money Events segment, hear our quarterly stock market update. We’re also sharing a success story from Andy, who has been able to accomplish more than he could have imagined with a budget. 

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We answer the question: “I just got my first job, and I have two retirement account options – 401k and Roth 401k. Within them, I have lots of investment options. Can you help me figure out what I should choose?”

  • In our Current Money Events segment, I share our quarterly stock market update.

  • Hear a success story from Andy who has been able to tithe, pay off debt, reduce outgoing money, put money into savings, and invest in his future, all with the help of a budget.

Resources: 
IWBNIN – Savings & Investments
Joe’s Investments
OXEN: The Key to an Abundant Harvest
Investment Value Calculator

Quote of the Day: “There is no HARVEST if you do not INVEST” – Joe Sangl

MONDAY MONEY TIP PODCAST: Choosing The Right Insurance

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re discussing how to make wise decisions when it comes to insurance providers. Everyone says they can save you money, but what do you really need? In our Current Money Events segment, we’re talking about how our mini-budget tool can help your family not lose momentum during summer vacations. Also, hear a success story from Debbie, whose life was changed because of a budget!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We answer the question: “I find the world of insurance so confusing. All of the various companies say I can save money by switching to them. Can you help us figure out how to make wise decisions when it comes to insurance providers? Also, it would be great to know what types of insurance I need – and what we don’t need!”

  • In our Current Money Events segment, Joe shares about how our mini-budget tool can help your family not lose momentum during summer vacations.

  • Hear a success story from Debbie, whose life was changed because of a budget!

Resources: 
IWBNIN – Insurance
Mini-Budget Tool
Episode 15 – What Type of Insurance Should I Have?

Quote of the Day: “Insurance is the only product that both the seller and buyer hope is never actually used.” – Unknown

MONDAY MONEY TIP PODCAST: How to Win With Your Money While on Disability

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re diving into the topic of disability, specifically how to win with your money (including saving and investing) while on disability. In our Current Money Events segment, I’m talking about how to utilize the “Principle of 5 Swings of an Ax.” Also, hear a success story from a couple who’s climbing the I Was Broke. Now I’m Not. Ladder, one rung at a time.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • We answer the question: “I love what you teach, but I find it very difficult to apply all of the knowledge because I am disabled. Because of this, I am limited on how much I’m allowed to save or invest. Could you help me with some practical steps to begin winning with money while on disability?”

  • In our Current Money Events segment, Joe shares the “Principle of 5 Swings of an Ax.”

  • Hear a success story from a couple who’s climbing the I Was Broke. Now I’m Not. Ladder, one rung at a time.

Resources: 
IWBNIN – Online Banking
0% Balance Transfer Credit Cards
Charles Schwab
IWBNIN Ladder
SSI disability
Receive SSI 
Medical Eligibility for Disability Benefits
SSI Asset Limit 
Blog: How much cash or money can I have
Overview of Disability Programs
Plan to Achieve Self-Support (PASS)
SSI Spotlight on Resources
Blog: Saving Money While Receiving SSI
Ticket to Work

Quote of the Day: “You can do this!”

MONDAY MONEY TIP PODCAST: Top Money Questions - June 2019

It's Monday and another episode of the Monday Money Tip Podcastis LIVE! I can't believe it's already the last Monday of June. Today, we’re answering all of your top money questions from this month. Questions range from credit cards to student loans to refinancing a house. In our Current Money Events segment, I’m giving an update on the U.S. National Debt. In addition, we will share a success story from Ron, who was able to go on vacation with the help of a budget. 

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • Today we’re answering your top money questions from June. Questions range from credit cards to student loans to refinancing a house.

  • In our Current Money Events segment, I'm giving an update on the U.S. National Debt.

  • Hear a success story from an individual who was able to go on vacation with the help of a budget.

Resources:
IWBNIN Free Budget Tools
Episode 48
IBR: Income-based Repayments
PAYE: Pay As You Earn
Student Loan Forgiveness Programs

Quote of the Day: “Money often costs too much.” - Ralph Waldo Emerson
“Money will buy you a fine dog, buy only love can make it wag its tail.” - Richard Friedman

MONDAY MONEY TIP PODCAST: 50th Episode!

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re celebrating 50 episodes of the podcast! Join us as we look back at our first 50 episodes and share the best moments. In our Current Money Events segment, it’s time for our Monthly Stock Market update. Learn what the major indexes are doing and how it affects you. Also, hear a success story from a couple who started tithing for the first time after learning how to budget more effectively, efficiently, and diligently. 

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • We’re celebrating 50 episodes of the Monday Money Tip Podcast and looking back at the best moments.

  • In our Current Money Events segment, I’m sharing our Monthly Stock Market update.

  • Hear a success story from a couple who started tithing for the first time after learning how to budget more effectively, efficiently, and diligently.

Resources:
Saving & Investing Tools
Pay-Off Spectaculars
Podcast Episodes
IWBNIN Store
IWBNIN Ladder

Quote of the Day: “The power of persistence is what allows you to accomplish great things.”

MONDAY MONEY TIP PODCAST: Social Security

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re answering the question: “What should people know about Social Security, and how will it affect them?” Find out if you know the facts and what you should be doing today to prepare for the future. In our Current Money Events segment, I’m updating you on interest rates to help you stay up-to-date. Also, hear a success story from a couple who’s allowing their dreams to help them stay on track when it comes to budgeting.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • We answer the question: “What should I know about Social Security, and how will it affect me?”  

  • In our Current Money Events segment, Joe shares the latest on interest rates.

  • Hear a success story from a couple who’s allowing their dreams to help them stay on track when it comes to budgeting.

Resources:
The United States Social Security Administration
IWBNIN - Online Banking
IWBNIN Ladder

Quote of the Day: “Don’t count on Social Security as your sole source of income during retirement.”

MONDAY MONEY TIP PODCAST: The U.S. National Debt

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Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re talking about the U.S. National Debt. Over the years, this debt has continued to increase. Today, we’re discussing what we can do to begin to lower this number. In our Current Money Events segment of the podcast, we’ll discuss personal debt. In addition, we will share a success story from an individual who is now debt free, including their mortgage!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us! 

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • Today, we’re discussing the US National Debt and how we can begin to lower this increasing debt.  

  • In our Current Money Events segment, we will discuss personal debt. 

  • Hear a success story from an individual who is now debt free, including their mortgage!

Resources:
US Debt Clock
Household Debt

Quote of the Day: “We don’t have a trillion-dollar debt because we haven’t taxed enough; we have a trillion-dollar debt because we spend too much.” – Ronald Reagan

MONDAY MONEY TIP PODCAST: Top Money Questions - May 2019

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Welcome back to another episode of the Monday Money Tip Podcast! It’s the last Monday of May so today we’re going to answer all of your top money questions from this month! Questions today will range from financial aid to home equity lines of credit to repossession. We will also give a Memorial Day tribute in our Current Money Events segment of the podcast. Also, we will share a success story from an individual who was able to put her money on a mission by using a budget.

About the Episode: 

  • Today we’re answering your top money questions from May. Questions today range from financial aid to repossession.

  • In our Current Money Events segment, we will discuss something far greater than “money” - for today is Memorial Day!

  • Hear a success story from an individual who was able to put her money on a mission with a budget.

  • Learn about a home equity line of credit and why you should approach with caution.

Resources
IWBNIN Free Budget Tools
Episode 44
Annual Credit Report


Quote of the Day: “I stopped being broke long before my bank account showed it.” - Joe Sangl


Email info@iwbnin.com to ask questions or share success stories.

MONDAY MONEY TIP PODCAST: Summer + Money

Welcome back to another episode of the Monday Money Tip Podcast! We know that summer is an unpredictable time period for many people so today on the podcast, we want to share some ways on how you can keep your finances consistent! We will also discuss real estate in our Current Money Events portion of the podcast. Finally, we will share a success story from an individual who was able to get on the same page as her spouse and keep from having fights about money.

About the Episode: 

  • We will share our thoughts on the current real estate market in our Current Money Events segment.

  • Hear a success story from an individual who was able to get on the same page with her spouse and keep from fighting about money.

  • Learn how to keep your finances predictable even during unpredictable times.

Resources
0% Balance Transfer Credit Cards
CNBC Real Estate Article
CNBC Loan Rates Video
CNBC Housing Article
Realtor.com
IWBNIN Ladder
100 Summer Activities
Known, Upcoming Non-Monthly Expense Calculator


Quote of the Day: “Planned money accomplishes more than unplanned money.” - Joe Sangl


Email info@iwbnin.com to ask questions or share success stories